Hail Damage Roof Inspection Guide

Everything you need to know after a hail storm including hail damage roof inspections and how to file an insurance claim.

Hail damage roof inspection guide.

When inspecting for hail damage it s important to understand the methods used by insurance claims adjusters because if damage for which an insurance company will pay exists it should be identified and documented using insurance company criteria. Your roofer can provide a detailed inspection to help you determine whether your roof has enough damage to warrant a claim. A checklist of things to be inspected. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage.

The size shape and incline of your roof are some of the things that may get factored into the price but for the most part the repairs will be gauged by how much work has to be done. Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof. Hail damage on the roof. Getting a professional hail roof inspection.

Major damage is usually pretty apparent the surface granules are loose or gone and there may be a developing hole in the roof. My insurance following the first inspection claimed there is only damage on skylight and slight damage on metal vents. A deductible is the amount you have to pay toward a loss before your insurance company pays a claim. Robert flores according to the national oceanic and atmospheric administration noaa there was a total of 4 611 hail storms in the united states during the year 2018 with 2019 ending on a higher number as of year end.

Contact a professional local roofing company and ask for a hail damage roof inspection. They will climb on the roof to look for any indication of damage. A professional inspection of your roof will cover far more than you are able to spot with just a ladder. If you have a ladder that will reach the roof a close up inspection is a good idea.

Four months following a hail storm in my city on 5 17 2017 the roofing contractor indicated that my roof has sufficient hail damage and we filed a claim. Roof hail damage repair cost can vary depending on several different factors. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. If you think you may have roof hail damage do not call your insurance company and file a claim yet.

Once you handle all of this call a roofing contractor for a comprehensive roof inspection. Professionals will inspect all the common tell tale signs of hail damage. Determining if the shingles on your roof have been damaged during a hail storm can be really obvious but it can also require the trained eye of an experienced inspector and a simple hailstone damage roof inspection. This includes damage to.